Commerce, Insurance and Economic Development

Task Force Description

Members of the Commerce, Insurance and Economic Development Task Force believe that economic freedom is the cornerstone of prosperity. The Task Force promotes policies that enhance competitiveness, promote employment, encourage innovation and limit government regulations imposed on business. The Task Force develops model policy to facilitate the implementation of these policies in the states and educates ALEC members through Task Force meetings, issue briefings, policy papers, and special workshops.

Major Issues

Transportation and Infrastructure—The Commerce, Insurance and Economic Development Task Force encourages the use of public-private partnerships (P3s) related to transportation infrastructure. P3s—mutually beneficial contracts between government and private sector entities to deliver public services—accelerate delivery schedules, decrease costs, and transfer risk away from the government. Members of the Task Force also support policies that give states the flexibility to determine how best to utilize their transportation dollars. This keeps decision-making in the hands of those who best know the intricacies of their state’s transportation infrastructure needs, thus providing better services at a lower cost.

Labor and Employment Reform—The Commerce, Insurance and Economic Development Task Force’s model policies on labor preserve freedom of association for employees while protecting worker choice and taxpayer dollars. To those ends, Task Force model policies promotes collective bargaining transparency, secret ballot elections, and employee choice regarding union involvement.

The Task Force also examines the effects of overly burdensome occupational licensing requirements on the economy and supports policies that allow individuals to pursue lawful occupation free from occupational regulations unrelated to public health and safety.

Financial Services—An area of policy that affects most Americans every day, the insurance, banking and lending industries are home to thousands of complex regulations. Members believe that in many instances, over-regulation of a financial tool lessens its availability and ultimately harms the consumers the regulation was intended to protect. For that reason, members of the Task Force work on model policies that allow free markets to flourish while protecting consumers.

Good Governance Practices—To ensure Americans receive the most return on their taxpayer investment, state governments should operate with transparency, accountability, and efficiency. To achieve these goals, members of the Commerce, Insurance and Economic Development Task Force have passed model policies that identify situations in which private sector involvement can provide public goods and services in a more efficient manner, provide for the detection and elimination of fraud, waste and abuse in government, and require accountability in the regulatory process. These commonsense solutions can limit the size and scope of government by streamlining the process by which the government operates.

Meeting Information

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All Model Policies

  • Resolution Urging Congress to Act to Provide Access to Banking Services to Cannabis and Cannabis-Related Businesses Draft

    Resolution Urging Congress to Act to Provide Access to Banking Services to Cannabis and Cannabis-Related Businesses Whereas, the American Legislative Exchange Council is not taking any position on the legalization of cannabis – medical or recreational, rather this resolution is focused on access to banking and financial services …

  • Model Interstate-Mobility and Universal-Recognition Occupational Licensing Act (The Freedom to Travel and Work Act) Draft

    Model Interstate-Mobility and Universal-Recognition Occupational Licensing Act (The Freedom to Travel and Work Act) A bill for an act relating to occupational regulation; adding provisions for occupational licenses or government certification by recognition for qualified applicants from other states; and proposing coding for new …

  • Occupational Licensing Review Act (Formerly part of Occupational Board Reform Model Act) Draft

    Occupational Licensing Review Act Formerly part of Occupational Board Reform Model Act A Bill for an Act relating to occupational regulations; establishing the state policy for the regulation of occupations, specifying criteria for government regulation to increase opportunities, promote competition, encourage innovation, protect consumers, …

  • The Provisional Licenses for Ex-Offenders Act Final

    Section 1. {Provisional License} (A) Notwithstanding any other law and unless the applicant has been convicted of an offense described by Section 2, a licensing authority shall issue to an otherwise qualified applicant who has been convicted of an offense: (1) The license for which the applicant applied; or (2) …

  • Right to Earn a Living Act Final

    Right to Earn a Living Act Summary Among the rights Americans cherish the most are freedoms to pursue a chosen enterprise or profession. Yet of all the rights we deem fundamental, economic liberty has eroded most of all, to the extent that the “right” to receive …

  • The Occupational Licensing Defense Act Final

    Summary: The purpose of this Act is to ensure that an individual may pursue a lawful profession free from unnecessary occupational regulations and protect those against the misuse of occupational regulations that reduce competition and increase prices to consumers. The government should use the least restrictive means of furthering important …

+ All Commerce, Insurance and Economic Development Model Policies

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