Tag: Insurance
Tag: Insurance
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Technology, Innovation and Calculating Risk
Facebook has blocked a British insurance company from using its social media website to analyze whether a new driver or car owner is an acceptable insurance risk. The company,…
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The Hurricane Mitigation Promotion Act
{Title, enacting clause, etc.} Section 1. {Designation.} The period from May 25th to May 31st of each year is “Hurricane Mitigation Week.” Section 2. {Proclamation.} The Governor…
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Largest Provider of Obamacare Cites Unsustainable Net Losses
In a conference call held early Thursday morning, UnitedHealth Group announced it may withdraw from providing health insurance on the Obamacare federal health exchanges beginning in 2017. Because of its…
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Resolution on the State Regulation of Insurance
Model Resolution WHEREAS, [insert state here] supports the continuation of state regulation of the insurance industry and opposes any attempt at federal preemption; and WHEREAS, [insert state here] is opposed…
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After-Market Crash Parts Act
Model Policy (Title, enacting clause, etc.) Section 1. {Title.} This Act shall be known and may be cited as the After Market Crash Parts Act. Section 2. {Definitions.} As used…
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Resolution in Support of Insurance Commissioners’ Exclusive State Regulatory Authority Over Variable Life Insurance and Variable Annuities
Resolution in Support of Insurance Commissioners’ Exclusive State Regulatory Authority Over Variable Life Insurance and Variable Annuities Model Resolution WHEREAS, variable life insurance and…
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Property/Casualty Insurance Form Filing Act
Property/Casualty Insurance Form Filing Act Section 1. {Short Title} This act shall be known as the Property/Casualty Insurance Form Filing Act. Section 2. {Legislative Declaration} This legislature…
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Resolution on the National Association of Insurance Commissioners
Model Resolution WHEREAS, states have the primary responsibility for regulating the business of insurance through laws and regulations; and WHEREAS, the current accreditation process of the National Association of Insurance…
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Resolution Concerning the Use of Credit Information in Personal Insurance
Model Resolution WHEREAS, insurance is the most important area of economic activity regulated almost entirely at the state level in the United States and; WHEREAS, a functioning insurance market depends…
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Resolution Opposing “Pay at the Pump” Automobile Insurance
Model Resolution WHEREAS “pay at the pump” would impose increased automobile registration and license tag fees and a gasoline surtax to provide basic automobile insurance coverage for all registered cars;…
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Property/Casualty Insurance Modernization Act
Model Policy Section 1. {Short Title} This act shall be known as the Property/Casualty Insurance Modernization Act. Section 2. {Legislative Declaration} This legislature finds and declares that a modernized and…
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Resolution Supporting Territorial Rating
Model Resolution WHEREAS, the U.S. insurance industry provides coverage in the voluntary market and through assigned risk plans so that all persons have the opportunity to acquire insurance; and WHEREAS,…
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Uninsured Motorist Stipulation of Benefits Act
Uninsured Motorist Stipulation of Benefits Act Section 1. {Title.} This Act may be cited as The Uninsured Motorist Stipulation of Benefits Act. Section 2. {Legislative finding and…
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Resolution Opposing Regulation Intruding on the States’ Traditional Role as the Primary Regulator of Homeowners’ Insurance
Resolution Opposing Regulation Intruding on the States’ Traditional Role as the Primary Regulator of Homeowners’ Insurance Summary This Resolution upholds…
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Resolution Opposing Unfair and Unbalanced Insurance “Bad Faith” Legislation
PURPOSE: Urging state legislatures to adhere to traditional principles of contract law and oppose unfair and unbalanced legislation designed to create new or expansive private causes of action, dilute existing…