Archive: Private Health Insurance Reform

  • Affordable Health Insurance Act March 15, 2013

    Affordable Health Insurance Act Model Legislation Section 1. Short Title.  This Act may be cited as the “Affordable Health Insurance Act.” Section 2.  Insurers that include and operate wellness and health promotion programs, disease and condition management programs, health risk appraisal [...]

  • Resolution on Stop-Loss Insurance March 15, 2013

    Resolution on Stop-Loss Insurance Summary This Resolution encourages state legislators not to support legislation or regulation which would impose arbitrary limits on stop-loss coverages issued to self-funded plans. By guarding against such legislation, the preservation of a free-market, voluntary employer-based [...]

  • Unintended Consequences Prevention Act March 15, 2013

    Unintended Consequences Prevention Act Summary This Act provides that no state department or agency shall implement or enforce any provision of the federal Patient Protection and Affordable Care Act unless the department or agency provides a certain report to the [...]

  • Health Care Sharing Ministries Tax Parity Act March 15, 2013

    Health Care Sharing Ministries Tax Parity Act  Findings and Purpose Members of health care sharing ministries financially assist fellow members with large medical expenses with a result usually provided by health insurance.  Due to their positive contribution to our health [...]

  • Discount Medical Plan Organization Model Act March 15, 2013

    Discount Medical Plan Organization Model Act Model Legislation Section 1. Short title.  This Act may be cited as the “Discount Medical Plan Organization Act.” Section 2. Purpose.  The purpose of the “Discount Medical Plan Organization Act” is to regulate the [...]

  • Small Business Health Care Act March 15, 2013

    Small Business Health Care Act Model Legislation Section 1.  The legislature finds that the rising cost of comprehensive group health coverage is exceeding the affordability of many small businesses and their employees.  The legislature further finds that the policy of [...]

  • Health Care Choice Act for States March 15, 2013

    Health Care Choice Act for States Model Legislation Section 1. Title.  This Act shall be known and may be cited as the “Health Care Choice Act for States.” Section 2. General Provisions. (A) The {insert state legislative body} recognizes the need [...]

  • Resolution on Expanding Access to Health Insurance March 15, 2013

    Resolution on Expanding Access to Health Insurance Model Resolution WHEREAS, {insert state legislative body here} finds that access to health insurance is important to its citizens; and WHEREAS, {insert state legislative body here} finds that the citizens of {insert state [...]

  • Health Care Sharing Ministries Freedom To Share Act March 15, 2013

    Health Care Sharing Ministries Freedom To Share Act Findings And Purpose Participants of health care sharing ministries financially assist fellow participants with large medical expenses with a result usually provided by health insurance.  Due to their voluntary and ministerial nature, [...]

  • Regional Health Care Coalition Act March 15, 2013

    Regional Health Care Coalition Act Summary This Act authorizes the insurance commissioner to establish a coalition of like-minded states with reciprocity agreements for the approval, offer, sale, and rating of comprehensive major medical health insurance plans.  The coalition would also [...]